Terms of Use

The rules of the site, in readable order: the service, your representations, our content, and the limits.

Professional reading through service terms methodically at a desk

These terms of use govern this website. By using the site or submitting a request, you accept them; the short version is that the site provides a free loan connection service and educational content, lenders — not Esketit Loans — make every lending decision, and the site's information is provided as-is for general purposes.

The Service

Esketit Loans operates a loan connection service: requests submitted through this site may be shared with participating third-party lenders who may respond with offers. We are not a lender and make no credit decisions. Submitting a request is free and creates no obligation on you to accept any offer, and no guarantee that any offer will be made. All loan terms come exclusively from lenders, and your relationship with any lender you choose is governed by that lender's agreement.

Eligibility and Accuracy

The service is available to US residents aged 18 or older. By submitting a request you represent that the information you provide is accurate, complete, and yours to provide, and you authorize its sharing with participating lenders for the purpose of evaluating your request, as described in our privacy policy. Providing false information may result in declined requests and may violate law.

Site Content

Guides, tools, comparisons, and other content on this site are for general educational purposes only and are not financial, legal, or tax advice; consult qualified professionals for advice about your situation. Figures shown, including calculator outputs and every payment example, are estimates for illustration. Content is provided as-is without warranties of any kind, and while we work to keep it accurate, we do not guarantee completeness or currency. The site's design, text, and tools are our property or used with permission; personal, non-commercial use is permitted and other use requires consent.

Acceptable Use

You agree not to misuse the site: no unlawful use, no submitting others' information without authority, no interference with the site's operation or security, no scraping or automated harvesting of content, and no use of the service to defraud any party. We may suspend or refuse service for violations.

Limitations

To the maximum extent permitted by law, Esketit Loans is not liable for lending decisions made by lenders, for the terms of any loan, or for indirect, incidental, or consequential damages arising from use of this site or service. Our total liability for any claim relating to the site shall not exceed one hundred dollars. Some jurisdictions limit such exclusions; where law requires, these limits apply to the fullest extent permitted.

General Terms

These terms are governed by the laws of the State of Texas, without regard to conflict-of-law rules. If any provision is unenforceable, the remainder stands. We may update these terms; continued use after changes constitutes acceptance, and the version on this page is current. Questions about these terms: [email protected] or (888) 412-9807, or by mail at 6727 Ridgeline Street, Suite 467, Austin, TX 78722.

Terms Read. Questions Welcome.

Anything unclear deserves an answer before you proceed — the contact details are in the footer.

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